BENEFITS

Regular savings account with easy access and annual dividend paid with no tax deducted
Cash ISA for tax free saving
Choice of loans at competitive rates
Straightforward payment and saving through payroll or direct debit
Life cover at no extra cost up to age 65 on savings and loans (conditions apply)
Knowledgeable staff, many of whom have worked for the Police
Quality personal service with nine regional branches operated in the police environment
Easy contact - in addition to our nine branches, we also have this website which offers online facilities to check balances, download forms and view news updates
No administration charges, no transaction fees and no penalties
Confidence in our operation - Police Credit Union is authorised and regulated by the Financial Services Authority (FSA), which also regulates banks and building societies for the protection of members
Continuous improvement - we are committed to bringing you more products in the future and to enhance the value of membership through special offers and promotions
Security - Police Credit Union operates under the Credit Union Act 1979 and is also a member of the Financial Services Compensation Scheme, which, in the unlikely event of failure of the Credit Union, covers 100% of the first £35,000 (we do currently set, however, a maximum savings level of £25,000)
Support - PCU always strives to provide excellent customer service but we recognise that things can go wrong. If we are not able to resolve to the member’s satisfaction, there is the Financial Ombudsman Scheme, to which PCU subscribes