Police Credit Union
Because there's strength in unity
Honorary President: Lord Stevens of Kirkwhelpington, QPM
Reloader Loan
Everyone understands about overdrafts and high credit card interest rates – but the Reloader loan account offers an alternative that helps keep your borrowing more manageable. It is ideal for small, one off unexpected or regular expenses:
- One application covers all advances in a three year period!
- A flexible unsecured loan facility, allowing you to take advances from a pre-agreed limit when you need them.
- Loan limits between £500 and £5,000. (Advances from as little as £100).
- Peace of mind – no obligation to borrow your agreed funds unless you need to. You could set the account up to cover unexpected costs, then not use it at all.
- Only make repayments when you’ve actually borrowed (if at all).
- No set up fee or penalty to pay balances off early.
- Interest rate is fixed for 3 years.
To qualify for a Reloader account with PCU, you first need to be a member, investing and continuing to invest at least £10 per month in a PCU Rewarder account.
Apply Online
Click here to receive an instant quote and apply online.
Payment Protection Insurance
We also offer the optional Protector payment protection insurance, which provides two levels of cover for payment protection in the event of accident and sickness (AS) or accident, sickness and unemployment (ASU). Please go to our downloads section to download the Protector leaflet which explains the cover available or the full policy documents which detail the terms and conditions of the cover.
Loans subject to status, conditions and credit checks to members aged 18 or over. Written quotations for loans available on request.
Under the Distance Marketing Directive, you have the right to cancel your loan within 14 days of completion, without financial penalty or interest charge, by repaying all funds borrowed.