POLICE CREDIT UNION
BECAUSE THERE'S STRENGTH IN UNITY
MEMBERS AREA
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LOANS
Easy to apply... Quick response... Straightforward repayments
Lending prudently at sensible interest rates is an essential role of credit unions and we, at Police Credit Union, put this very much into practice for the benefit of our members. You may borrow for any purpose, whether that car or holiday, home improvements or to consolidate other debts such as credit or store cards, at a rate much lower than you may be paying now.
Check out the monthly repayments and total payable rather than rely on comparison with APRs.
We offer three types of loan:
- the Resourcer unsecured fixed term loan
- the Responder unsecured top-up credit facility
- the Reloader unsecured alternative to overdrafts
We charge no arrangement fees for our loans and there are no penalties for early settlement or lump sum repayments.
As with our savings, we provide life cover at no extra cost up to the age of 65. In the event of a claim, the outstanding balance is written off. Conditions apply.
Loans through Police Credit Union are available to any saving member aged 18 or over, subject to the normal status, conditions and credit checks.
If you are already a member, please visit our secure admin area (not yet registered for online access? Click here to register) where you may view your account information, perform a loan repayment calculation and download a loan application form.
Just compare our lending rates (and what you actually pay) with the rates charged by high street banks, particularly at the smaller loan level and remember, with PCU, you get...
- Easy application process
- Simple way to pay with payroll deduction or direct debit
- Life cover at no extra cost up to age 65 (conditions apply)
- Choice of loan types to suit your needs
- No arrangement fees
- No early settlement or lump sum penalties
- Optional accident / sickness or accident / sickness / unemployment insurance
Under the Distance Marketing Directive, you have the right to cancel your loan within 14 days of completion, without financial penalty or interest charge, by repaying all funds borrowed.